About Chit Funds
Imagine 25 friends putting the same amount of money into a pot every month. Each month, one friend gets to take the whole pot home (by winning an auction or lucky draw), but everyone keeps paying in until all have taken once. So, you can save, borrow, and help each other—simple as sharing!
Why choose chit funds?
Chit funds offer a unique way to save and access money when you need it most without high interest rates or strict loan rules. Unlike banks, you can both save and borrow in one plan, get funds quickly, and often earn better returns. It’s flexible, community-driven, and perfect for families or small businesses who want more control over their finances.
What makes us different?
With over 33 years of experience and thousands of happy customers, senthur chits combines traditional values with modern convenience. We offer a user-friendly app and portal, door-step collection services, easy kiosk collection points, and require less documentation—making your financial journey simpler, safer, and more rewarding.
How do i join or get started?
Getting started is quick and easy! Just download our senthur chits app or visit our website, complete a simple online registration, and upload your e-kyc documents—all from your phone. You can explore plans, join instantly, and manage everything from your dashboard. No paperwork, no waiting in line.
Chit funds vs mutual funds ?
| Feature | Chit Funds | Mutual Funds |
|---|---|---|
| Easy to access money | Yes | No |
| Fixed monthly amount | Yes | No |
| Borrow when needed | Yes | No |
| Guaranteed payout | Yes | No |
| Low risk | Yes | No |
| Community support | Yes | No |
| Simple & transparent | Yes | No |
Is my money safe and secure here?
Your safety is our top priority. Senthur chits uses bank-grade digital security, follows all legal rules, and protects every transaction with encryption—just like your bank does. With decades of trusted service, transparent operations, and real-time tracking, you can see where your money is at every step. We never hide facts—your security is real and proven.
Why chit in Click?
Chit in click is senthur chits’ way of making everything simple. With your phone, you can join a plan, pay easily, and see your savings—all in one place. No papers, no waiting, no trouble. We send you updates and help whenever you need. It’s safe, quick, and super easy just click and relax!