Privacy Policy

For the purposes of this privacy policy, “Senthur Chits Private Limited,” referred to as “We,” “Us,” or “Our,” is the owner and operator of this website and application. The terms “You,” “Your,” or “User” apply to anyone accessing or using our Website or App. This policy applies to https://senthurchits.com/ (the “Website”) as well as the ‘Senthur Chits’ Mobile Application (the “App”).

Our Data Privacy Policy outlines how we handle and protect information collected from Users in relation to the services provided through our Website and App. Senthur Chits Private Limited, together with its affiliates, is dedicated to safeguarding your privacy and providing you with clear information, options, and choices to help you control the use of your personal data.

This Privacy Policy explains our practices regarding the collection and use of personal information in connection with the services delivered by the Website or on behalf of the App. Please read this Privacy Policy alongside our Terms of Use, which can be found at https://senthurchits.com/terms-conditions

This Policy Sets Out:
1. Collection of Information
2. Usage of Information
3. Promotional Updates and Communications
4. Information Sharing
5. Storage of Information
6. Data Retention
7. Data Transfers
8. Amendments to Policy

  • 1. Collection of Information
    • 1.1. Direct Sharing of Information by the User:
      • User name, address, contact number, email address, and chit fund(s) subscribed by the User are collected during registration or service usage.
      • Disclosure of this information is voluntary, but not providing it may prevent registration or use of services.
    • 1.2. Information collected automatically by the Website/App:
      • IP address, browser type, mobile device identifier, ISP, OS, visited pages, date/time, links clicked, etc.
      • Cookies and similar technologies are used for automatic collection; consent is implied by using the Website.
    • 1.3. Device information:
      • Hardware models, OS info, software version, file names, language preferences, cookie info, IP, network data, etc., are collected for personalization and security.
    • 1.4. Camera & Storage:
      • Used for uploading images, photos, and KYC-related documents.
    • 1.5. Location:
      • Device location is collected for risk assessment.
    • 1.6. Phone:
      • Device information is monitored and stored for fraud prevention and unique identification.
    • 1.7. Information Sharing:
      • Not sold or rented to anyone; shared with financial partners and affiliates with user consent.
    • 1.8. Information received from other sources:
      • 1.8.1. Other websites or apps operated by us.
      • 1.8.2. Third-party platforms accessed by the user.
      • 1.8.3. Third-party partners we work with.
  • 2. Usage of Information
    • 2.1. Administering User account.
    • 2.2. Verifying financial transactions.
    • 2.3. Informing about available services.
    • 2.4. Ensuring site safety and security.
    • 2.5. Marketing analysis and promotional communications.
  • 3. Promotional Updates and Communications
    • With consent or legitimate interest, promotional communications may be sent.
    • Users can opt out via profile settings or “unsubscribe” links.
    • Registration authorizes us to contact users via email, phone, or SMS.
  • 4. Information Sharing
    • 4.1. Trusted Partners & Service Providers
      • 4.1.1. Technical support and IT services
      • 4.1.2. Data hosting and processing
      • 4.1.3. Business analytics
      • 4.1.4. Customer communications and feedback
      • 4.1.5. Marketing, fulfillment, and payment collection partners
      • 4.1.6. Companies supporting online and doorstep services
      • 4.1.7. All partners are bound by confidentiality agreements and data protection laws.
    • 4.2. Senthur Group Companies & Affiliates
    • 4.3. Legal & Regulatory Reasons
    • 4.4. Corporate Changes
    • 4.5. With Your Consent
      • 4.5.1. Completing services or requests
      • 4.5.2. Connecting to trusted partners
      • 4.5.3. Any disclosed purpose at the time of data collection
    • 4.6. Interacting with Third-Party Services
    • 4.7. For Marketing and Customer Support
    • 4.8. Your Rights Over Your Data
      • Access & Rectify
      • Portability
      • Erase
      • Restrict/ Object
      • Withdraw Consent
    • 4.9. No Unnecessary Selling or Renting
    • 4.10. Legal Grounds for Processing
    • 4.11. Transparency, Security & Your Choice
  • 5. Storage of Information
    • 5.1. Data is securely stored with encryption, firewalls, and surveillance.
    • 5.2. Payment processing is encrypted via SSL and handled by secure gateways.
    • 5.3. Security Disclosure: Efforts are made to secure data, though no method is 100% secure.
  • 6. Data Retention
    • 6.1. Retained as long as account is active and 3 months post-termination for legal resolution.
    • 6.2. May retain longer for research and improvement with consent.
    • 6.3. Retention ends when no longer needed for collection purposes.
  • 7. Data Transfers
    • Standard contractual clauses are used for international transfers.
  • 8. Amendments to Policy
    • Changes are posted on this page and notified via email for substantive updates.
    • Encouraged to review the policy periodically.

This policy was last updated on 16/07/2025.

For any queries, contact us at info@senthurchits.com.